Disclaimer - Bull AI

Last Updated: 18 January 2026

Please read this Disclaimer carefully before accessing or using the Bull AI Platform, including the website, WhatsApp assistant, email, SMS, and other service delivery channels. By using our services, you agree to be bound by this Disclaimer and all terms referenced here.

1. Acceptance of Terms

By accessing any of the Bull AI services provided by VJR Prism Analytics Private Limited ("Bull AI", "we", "us", or "our"), you acknowledge that you have read, understood, and agreed to this Disclaimer and the Terms & Conditions. Your data may be processed by third-party services (including but not limited to Gemini, OpenAI, and WhatsApp) for service delivery and improvement.

2. Nature of Information and Liability

Bull AI strives to compile, summarise, and deliver market-related information from publicly available sources and third-party data providers. However:

Content is informational only and does not reflect the views of Bull AI or its stakeholders.
We do not guarantee accuracy, completeness, or timeliness of any content.
We are not liable for errors, omissions, or outcomes resulting from the use of information provided through any of our channels, including website, WhatsApp, Telegram, email, or SMS.

3. Investment Advisory Disclaimer (Regulatory)

Bull AI and VJR Prism Analytics Private Limited are not SEBI-registered investment advisers, research analysts, brokers, dealers, or portfolio managers. We do not provide direct trading calls, personalised investment advice, or recommendations to buy, sell, or hold specific companies. Any perceived guidance should not be construed as an offer or solicitation to trade or invest. You should consult a certified financial professional before making any investment decisions.

4. AI Processing & Technical Limitations

Bull AI uses artificial intelligence and machine learning to interpret and enhance third-party information.

AI outputs may contain inaccuracies, irrelevances, or conceptual errors.
Market data may be delayed, outdated, or subject to revision.
System failures may occur due to software, hardware, or connectivity issues.
Delivery of messages (e.g. WhatsApp) depends on your service provider and network conditions - delays may occur.

You acknowledge these limitations and agree that Bull AI cannot be held responsible for them.

5. Market & Financial Risks

Stock market participation and financial decisions carry inherent risks including, but not limited to:

Market volatility and price fluctuations
Liquidity risk and regulatory events
Corporate actions or macroeconomic shifts

Past performance does not guarantee future results. Users assume full responsibility for their decisions and any potential capital losses. Independent research and consultation with qualified professionals are strongly recommended.

6. Service Delivery Risks

Information dissemination via the internet and messaging platforms involves potential risks:

Service interruptions
Message latency
Connectivity disruptions

Bull AI is not responsible for delays, missed messages, or service outages beyond our control.

7. Billing, Subscription & Termination Policy

Your subscription may include automatic recurring billing until cancelled.

Cancellation requests should be submitted at least 48 hours before the next billing cycle.

Fees already charged are non-refundable.

You retain access until the end of your current billing period.

Bull AI reserves the right to terminate or modify services at any time.

8. External Links & Third-Party Content

Links to external websites or services are provided for convenience and do not imply endorsement.

Bull AI is not responsible for:

Content on external sites
Advertisements or third-party data accuracy
Terms and privacy practices of linked platforms

9. Data Use and Sale Policy

Bull AI does not sell your personal information under normal circumstances.

If this policy changes, we will:

Clearly disclose the practice
Comply with SEBI regulations and applicable Indian law

You are encouraged to review this section regularly for updates.

10. External Linking and Copyright Notice

External linking to Bull AI content is prohibited without written consent.

Unauthorized use may result in:

Claims for damages
Legal action under applicable law

We respect third-party intellectual property and do not claim ownership of material not created by us.

11. Jurisdictional and Legal Limitations

This Disclaimer is governed by the laws of India. Disputes will be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra, India.

Our services are primarily intended for users within India. Use in other jurisdictions is at your risk.

12. Risk Acknowledgment

You expressly acknowledge that:

Market participation involves risk of capital loss.
All content is for informational and educational purposes only.
No content is a substitute for professional financial advice.

13. Modifications to Disclaimer

Bull AI reserves the right to modify this Disclaimer at any time without prior notice. Continued use of our services signifies acceptance of the updated Disclaimer.

14. Contact Information

If you have questions about this Disclaimer, please contact us at:

info@bull-ai.in